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Empowering The 
Veteran Homebuying 
Community

Take your first steps to homeownership
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GET STARTED to begin your journey

Awarded Top Veteran Mortgage Originator by the National Association of Mortgage Brokers

Benefits Earned With
Blood, Sweat, and Tears

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Your unwavering dedication and sacrifice in serving our country, through the challenges of military life; from long deployments to physical and emotional hardships, have rightfully earned you several incredible benefits as a valued member of the military community.

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The VA home loan is a powerful benefit you have received because of your service and sacrifice. The opportunity the VA has provided for you to become a member of the homeowner community is a step toward owning the home you deserve. Learn more...

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CASH OUT REFINANCE

Choose the Cash Out Refinance when you need to:

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  • Pay off high interest loans

  • Access the equity in your home

  • Switch from a non-VA to a VA loan

  • Remove a spouse from the mortgage

  • Finish remodeling or renovations projects

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VA INTEREST RATE REDUCTION

Choose the VA Interest Rate Reduction when you need to:

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  • Lower your current interest rate

  • Extend a 15 year mortgage to a longer term

  • Reduce a 30 year mortgage to a shorter term

  • Change from an adjustable rate to a fixed rate loan

Additional Services

Refinancing Made Easy

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Home. Your Oasis.

​A home should be a safe haven and comfort zone. A home is the place to live with family and pets and a place to enjoy with friends.  A home is the place to build  memories. Home is where we can truly be ourselves.

Why Choose
The VA Lady

Choosing The VA Lady for your home purchase is a smart decision because of our unwavering commitment to serving our veterans. With an extensive knowledge of the VA loan process, we offer expert guidance with a approach tailored specifically for veterans.

Veteran Focused.

We are a veteran-focused mortgage broker which means we understand the nuances of a VA loan. That understanding can be the difference between getting your loan approved and never closing at all. 

On-Time Closings.

Our 98% on-time closing rate protects from from additional costs for you loan. Closing on-time reduces the risk of rate lock expirations, extension fees, and last minute delays.

Sales and Financing Knowledge.

Bundling real estate sales and home loan services streamlines the entire homebuying process. This helps you with lower costs and minimal delays. Better communications mean faster closings.

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Client
Stories

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WHAT OUR CLIENTS SAY
Real Testimonials
From Our Military Homebuyers

 I want to give a huge salute to The VA Lady and her team. I learned a lot of information from her as well and I’m so appreciative for new home. She cares. She’ll move mountains if she has to. You’re not just a sale. Go with The VA Lady. Semper Fi 💯

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D. Chandler

The VA Lady, a Novex Home Loans Company

Serving GA, NC, and SC

Email: Docs@NovexHomeLoans.com

Phone: 843 699-6000

Fax: 803 636-2883

Operating Hours (EST)

Monday - Thursday 9:00 am - 7:00 pm

Friday and Saturday 9:00 am - 1:00 pm

Sunday - Closed

Federal Holidays - Closed

Contact Us 843 699-6000

 

Awarded Top Veteran Mortgage Originator

Presented by the National Association of Mortgage Brokers

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The VA Lady a Novex Home Loans Company

Mortgage License #1876911​​​

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BSR Home  

NAR NRDS #748028619, GAREC # 393426/77436, NCREC #344155/C39374, SCRE #79842/20451

This site is for information regarding real estate sales, and mortgage financing

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